Healthcare & Senior Care Sector
Assisted living and skilled nursing, ambulance and medical transport, and allied health practices. For physicians and dentists, start at Medical Practices; this section covers the facilities and services around them.
A resident falls. A patient is injured in transit. A record system is breached.
None of those are premises claims. They are claims about the care you gave.
Professional liability sits separately from general liability here, and the two have to dovetail rather than leave a gap between them — which is exactly what happens on an ambulance claim, where the auto policy and the professional policy each argue the other should respond. Add HIPAA, and every operator is a custodian of protected health information whether it thinks so or not.
Healthcare Coverage
Professional liability, abuse cover, and HIPAA — not just the building.
Ambulance & Medical Transport
High-limit auto dovetailed with professional liability, EVOC training, and municipal contracts.
Explore coverageAssisted Living & Skilled Nursing
Professional liability for care rather than premises, abuse cover, staffing ratios and survey history.
Explore coverageDental Laboratories
A small manufacturer whose product goes into a patient — plus mills, furnaces and precious metal.
Explore coverageHome Health & Hospice Agencies
Care in a home you do not control, abuse liability, and caregivers driving their own cars.
Explore coverageHow we work
However you arrive at this page, the path from here is the same.
-
Understand your risk
We start with how you actually operate — your assets, your people, and the exposures that come with them.
-
Match it to the right carrier
We shop carriers whose appetite and specialization fit your risk, then lay the options out side by side.
-
Stay with you
We stay on through renewals, mid-term changes, and claims — adjusting as things change and advocating when it counts.