Personal coverage
Condo Insurance
Your condo association's master policy usually covers the building's exterior and shared areas, but not what's inside your walls, your belongings, or your personal liability — leaving a gap you're expected to fill yourself. Mortgage lenders require a unit-owner (HO-6) policy for exactly this reason, and without one a burst pipe or kitchen fire can leave you paying for interior repairs out of pocket.
Personal Intake
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