Animals & Pet Services Sector
Pet grooming, boarding and kennels, and veterinary practices. A small sector with one very specific gap running through all of it.
An animal in your care is injured, escapes, or bites somebody.
A general liability policy calls that property you do not own, and excludes it.
Animal bailee — care, custody and control over the animals in your keeping — is the coverage that responds, and it is not on a standard form. For a veterinary practice add professional liability for the clinical work and a controlled-substance exposure no GL policy addresses.
Animal & Pet Coverage
Animal bailee, professional liability, and the exclusions to close first.
How we work
However you arrive at this page, the path from here is the same.
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Understand your risk
We start with how you actually operate — your assets, your people, and the exposures that come with them.
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Match it to the right carrier
We shop carriers whose appetite and specialization fit your risk, then lay the options out side by side.
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Stay with you
We stay on through renewals, mid-term changes, and claims — adjusting as things change and advocating when it counts.