Vacant & Unoccupied Dwelling Insurance

Your policy already has a clause about this, and most owners meet it for the first time after a claim is denied. Once a home has stood empty for 30 to 60 days, a standard policy stops covering vandalism, glass breakage and water damage — the three things that actually happen to empty houses. A burst pipe in an unoccupied property can run to six figures before anybody notices it.

About you

A little about you and your household.

First name

Last name

Phone

Primary residence address

City

State / ZIP

Homeownership status

Own Rent Own & rent out property Other

Vacant & Unoccupied Dwelling Insurance

A few specifics about your coverage.

Vacant or unoccupied?

How long has it been empty?

Why is it empty?

How much longer do you expect it to be empty?

Is the water shut off and the system drained?

Yes No Not sure

Is the power on?

Yes No

Who checks the property, and how often?

Any renovation work under way?

No Yes

Coordinate & submit

Bundle related needs and tell us how to follow up.

Preferred contact method

Best time to reach you

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Vacant & Unoccupied Dwelling Insurance

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About you

Vacant & Unoccupied Dwelling Insurance

Coordinate & submit