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Entertainment & Events Sector

Special events and festivals, fairs and fairgrounds, fireworks and pyrotechnics, circuses and carnivals, film and video production, recording studios. Six coverage paths and the widest severity range on the site.

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Most sectors insure a place. This one insures a date.

And a date can be lost before anybody sets foot on the site.

Event cancellation pays back the deposits already spent when weather or a permit ends the event — the only coverage here that responds with no injury and no property damage anywhere in the claim. At the other end sits pyrotechnics: a wildfire exposure that in California is almost entirely surplus lines.

Entertainment & Event Coverage

From a cancelled festival to a shell in dry brush — very different risks.

Circuses & Carnivals

Rides scheduled and inspected, participant accident, animal acts and multi-state touring.

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Fairs & Fairgrounds

Crowd and ride liability, and the contractual risk transfer from every operator and concessionaire.

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Film & Video Production

Production package for gear and lost days, stunts and aerial work, and E&O before delivery.

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Fireworks & Pyrotechnics

Very high-limit display liability, wildfire liability, fallout zones and licensed operators.

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Recording Studios & Music Venues

Masters and session files, clients’ instruments in your care, console values and live performance.

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Special Events & Festivals

Cancellation cover for sunk cost, venue additional-insured wording, alcohol, rides and pyrotechnics.

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How we work

However you arrive at this page, the path from here is the same.

  1. Understand your risk

    We start with how you actually operate — your assets, your people, and the exposures that come with them.

  2. Match it to the right carrier

    We shop carriers whose appetite and specialization fit your risk, then lay the options out side by side.

  3. Stay with you

    We stay on through renewals, mid-term changes, and claims — adjusting as things change and advocating when it counts.