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Insurance by Need

Hiring Your First Employees

The moment you hire your first employee, California law requires you to carry workers' compensation insurance — there's no small-employer exemption, and going without it can bring steep penalties and even a stop-work order. Payroll also opens the door to employment-related claims a general liability policy simply won't cover.

Hiring Your First Employees Intake

Start Your Insurance Quote

Share a few details about your coverage and a licensed Sterling Lloyd advisor will follow up. This request does not bind, alter, or confirm any coverage.

Choose Your Coverage

Select the type of insurance you're interested in to get started.

1

About your business

Your company and how to reach you.

2

Workers' Compensation Insurance

A few specifics about your coverage.

3

Coordinate & submit

Bundle related needs and tell us how to follow up.

Current policies, loss runs, or a census speed up the review. PDF, Word, or image files up to 10MB each.