Insurance by Need
Hiring Your First Employees
The moment you hire your first employee, California law requires you to carry workers' compensation insurance — there's no small-employer exemption, and going without it can bring steep penalties and even a stop-work order. Payroll also opens the door to employment-related claims a general liability policy simply won't cover.
Hiring Your First Employees Intake
Start Your Insurance Quote
Share a few details about your coverage and a licensed Sterling Lloyd advisor will follow up. This request does not bind, alter, or confirm any coverage.
Choose Your Coverage
Select the type of insurance you're interested in to get started.