Lawyers professional liability — legal malpractice insurance — pays to defend and resolve claims that an attorney's advice, missed deadline, or conflict of interest cost a client money. California doesn't mandate it, but bar rules require you to disclose whether you carry it, and courts, referral sources, and clients increasingly won't work with a firm that goes without.
This coverage is designed for solo attorneys, law firms, and legal practices of every size and specialty. If a client claims your legal work fell short and cost them money, lawyers professional liability insurance responds.
What it can help protect
Lawyers professional liability, sometimes called legal malpractice insurance, protects your firm when a client alleges an error, omission, or negligence in your legal services.
Missed deadlines — Responds to claims that a filing deadline or statute of limitations was blown, harming the client's case.
Conflicts of interest — Covers allegations that you represented competing interests without proper disclosure.
Errors in advice or documents — Addresses claims of faulty drafting, bad counsel, or mishandled matters.
Legal defense costs — Pays for your attorneys and related expenses, which are often the largest cost of any claim.
Settlements and judgments — Covers amounts you may owe a client, up to the limits you select.
A licensed review will usually focus on practice areas and docket controls, claims history and lateral movement, and remote work, trust-account, and cyber intersection.
Common Questions
Professional liability, also called errors and omissions or E&O, covers claims that your professional work caused a client financial harm. For attorneys, that typically means alleged mistakes in how you handled a legal matter.
General liability covers physical risks like a visitor slipping in your office. Professional liability covers the advice and services you provide, which general liability policies specifically exclude.
In most firm policies, employees performing legal work on the firm's behalf are covered. The exact scope depends on how the policy defines an insured, so it is worth confirming.
Because these are usually claims-made policies, prior acts coverage extends protection back to work you did before the current policy started. Without it, older matters that surface as new claims may not be covered.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Let’s start your Individual & Family Health Insurance quote
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
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Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
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Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
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Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.