Personal coverage
Valuable Articles Insurance
Homeowners policies cap what they'll pay for jewelry, art, watches, and collectibles, often reimbursing only a fraction of an item's value and excluding losses like a lost or dropped piece. A valuable articles policy schedules each item at its full appraised worth and covers a wider range of losses, so a single stone or heirloom is less likely to be left largely unprotected.
Personal Intake
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