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Terms of Use

Last updated: September 22, 2026

1. Introduction

2. Information We Collect

3. Sharing Your Information

4. Your Privacy Rights

Educational-use notice

The information on this website is provided for general educational and informational purposes only. It is not legal advice, tax advice, medical advice, financial advice, or a substitute for licensed insurance review and policy-specific guidance.

No binding or coverage confirmation through website alone

Submitting a form, using AI chat, sending an email, or leaving a voicemail does not bind insurance, change insurance, cancel insurance, or confirm that a claim is covered. Coverage actions require written confirmation from Sterling Lloyd and, where required, the carrier.

User responsibilities and additional terms

Website content, branding, and materials are owned by Sterling Lloyd or its licensors and may not be reproduced without permission. Links to carrier portals, billing sites, or third-party services are provided for convenience and are governed by the third party’s own terms and privacy practices. Disclaimer and limitation: To the fullest extent permitted by law, the website and its content are provided without warranties of any kind. Sterling Lloyd reserves the right to update the site and these terms at any time. Questions about these terms may be directed to hello@sterlinglloyd.com or (888) 226-5509.

Questions about this policy?

Contact our Privacy Team