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Business & Technology Services Sector

Technology firms, advertising and marketing agencies, and security and alarm companies. Staffed businesses selling a product or a service, where the claim follows the work rather than the premises.

These are companies, not practices — with employees, equipment, contracts and something they ship or install.

Which means two policies, not one: the work that failed, and the data behind it.

Enterprise customers now name both errors and omissions and cyber in the contract before they will sign, and an alarm company’s real first defence is the limitation-of-liability clause in its own agreement. California requires workers’ comp from the first hire in every case.

How we work

However you arrive at this page, the path from here is the same.

  1. Understand your risk

    We start with how you actually operate — your assets, your people, and the exposures that come with them.

  2. Match it to the right carrier

    We shop carriers whose appetite and specialization fit your risk, then lay the options out side by side.

  3. Stay with you

    We stay on through renewals, mid-term changes, and claims — adjusting as things change and advocating when it counts.