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Manufacturing & Industrial Sector

General manufacturing, machine shops and fabrication. The exposure here is unusual in one respect: it leaves your premises and comes back years later.

Property and workers' comp cover what happens on the floor.

The claim that hurts arrives long after the part has shipped.

Most retailers and big-box buyers will not stock your goods until you show product liability naming them as additional insured, and California requires workers' comp from the first hire — which matters more where heavy machinery and forklifts are in daily use. When a recall comes, it is usually a larger number than the injury claim that triggered it, and it is a separate coverage.

How we work

However you arrive at this page, the path from here is the same.

  1. Understand your risk

    We start with how you actually operate — your assets, your people, and the exposures that come with them.

  2. Match it to the right carrier

    We shop carriers whose appetite and specialization fit your risk, then lay the options out side by side.

  3. Stay with you

    We stay on through renewals, mid-term changes, and claims — adjusting as things change and advocating when it counts.