Personal & Consumer Services Sector
Dry cleaners and laundries, funeral homes and crematories. Two small classes, each with a single exposure far larger than the business that carries it.
A ruined garment or a lost urn is the claim a customer complains about.
It is not the claim that ends the business.
For a dry cleaner that is a solvent plume found under the site, which is a pollution liability question and decides whether the class is writable at all. For a funeral home it is a professional claim with an emotional-distress component and no property damage anywhere in it.
Consumer Services Coverage
Pollution, professional liability, and bailee cover on customers' property.
How we work
However you arrive at this page, the path from here is the same.
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Understand your risk
We start with how you actually operate — your assets, your people, and the exposures that come with them.
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Match it to the right carrier
We shop carriers whose appetite and specialization fit your risk, then lay the options out side by side.
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Stay with you
We stay on through renewals, mid-term changes, and claims — adjusting as things change and advocating when it counts.