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Industry Expertise

Assisted Living & Skilled Nursing

A resident falls, or wanders out of a door that should have been alarmed. The claim that follows is not premises liability — it is professional negligence in the delivery of care, and a general liability policy is not written to answer it. In California, where survey findings are public and plaintiff firms read them, staffing ratios and citation history are the underwriting conversation.

Assisted Living & Skilled Nursing Intake

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