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Industry Expertise

Grocery, Liquor & Food Stores

A food store's most likely large loss is not a fire. It is a compressor that fails on a Friday night and a walk-in freezer full of written-off stock by Monday. That is spoilage and equipment breakdown, not property damage — and the second exposure, for anyone with an off-sale license, is that selling alcohol to be consumed elsewhere still puts California dram-shop liability on your side of the counter.

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Grocery, Liquor & Food Stores Intake

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