Industry Expertise
Camps & Youth Programs
The claim that defines a youth program arrives years after the season it relates to. An abuse allegation surfaces long after the child has grown up, and whether there is any coverage at all depends on how the policy in force that summer was written. Abuse and molestation liability is not standard on a general liability form, and when it is added, occurrence wording matters more than the limit.
Camps & Youth Programs Intake
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