Skip to main content
Industry Expertise

Real Estate & Property Managers

Real estate professionals and property managers are routinely required to carry errors & omissions coverage by their brokerage, and property owners expect a manager to hold general liability before handing over a building. A disclosure dispute, a tenant injury, or a fair-housing complaint under California law can turn into a costly claim well after a deal or lease closes.

Coverage to Consider Schedule Consultation

Who this coverage is for

This fits real estate brokers and agents, property management companies, and leasing firms handling residential or commercial buildings. It also suits real estate investors and owners who self-manage rental properties.

What it can help protect

Coverage for real estate and property management spans the transaction, the buildings, and the people in them:

  • Professional liability (E&O) — defends against claims of misrepresentation, faulty disclosure, or errors in a transaction.
  • General liability — covers injuries to tenants or visitors on a managed property, or third-party property damage.
  • Property and building coverage — helps repair owned or managed buildings after fire, water, or other covered damage.
  • Employment practices — defends against staff claims and, for managers, tenant-related discrimination or fair-housing claims.
  • Cyber and data breach — helps when tenant or client financial information is exposed in a hack.

Key industry risk considerations

A licensed review will usually focus on property schedule and tenant type, vendor controls and contract transfer, and water/catastrophe concerns and rent dependency.

Coverages for this industry

The coverages most relevant to Real Estate & Property Managers, tiered by priority. Start a quote on any one, or have an advisor review the whole stack.

Core

General Liability Insurance

Injury and property-damage claims at managed properties.

Get a quote
Core

Commercial Property Insurance

Protects owned buildings and contents.

Get a quote
Core

Professional Liability / E&O

E&O for real-estate and property-management services.

Get a quote
Recommended

Directors & Officers / Management Liability

Management liability for the firm.

Get a quote
Recommended

Cyber Liability Insurance

Protects tenant and client data.

Get a quote
Recommended Often required

Workers' Compensation Insurance

Required once you employ staff.

Get a quote
Situational

Commercial Umbrella / Excess Liability

Extra liability across multiple properties.

Get a quote
Have an advisor review the whole stack →

Common Questions