Dental and vision are the benefits employees quietly expect once health coverage is in place, and skipping them can make an otherwise solid package feel incomplete. Because premiums are low relative to their perceived value, they're one of the cheapest ways to boost satisfaction and keep staff from leaving for an employer who offers them.
This is for employers who already offer or plan to offer benefits and want to round out their package with dental and vision coverage. It suits small and mid-sized businesses looking for an affordable, popular add-on that employees genuinely value.
What it can help protect
Dental and vision plans cover routine care that medical insurance usually does not, and they are among the most appreciated benefits. Here is what they commonly support:
Preventive care — cleanings, checkups, and eye exams that help catch problems early.
Dental treatment — help with fillings, crowns, and sometimes orthodontics like braces.
Vision needs — coverage toward glasses, contact lenses, and exams.
Employee satisfaction — these benefits are low-cost to add but rate very highly with staff.
Flexible funding — you can pay part of the cost or offer it as a voluntary benefit employees fund themselves.
A licensed review will usually focus on employee demographics and expected usage, employer-paid vs voluntary structure, and plan alignment with current medical strategy.
Common Questions
Yes. Dental and vision can be offered on their own or alongside a medical plan, which makes them a flexible option for many employers.
They are usually much cheaper than medical coverage, and many employers share the cost with employees or make them fully voluntary. This keeps them affordable to add.
Most plans cover preventive care like cleanings and exams at little or no cost, then share the cost of basic and major work such as fillings and crowns. Coverage levels vary by plan, so we review the details with you.
Yes, most vision plans provide an allowance toward frames, lenses, or contacts along with a covered annual eye exam. The exact amounts depend on the plan you choose.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Let’s start your Individual & Family Health Insurance quote
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Let’s start your Supplemental Health / Critical Illness & Accident quote
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best life & health fit. It takes about 2 minutes to begin.
Let’s start your Benefits Administration Support quote
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Let’s start your Renewal & Enrollment Strategy quote
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.
Share a few details and a licensed Sterling Lloyd advisor will shop 200+ carriers to find your best employee benefits fit. It takes about 2 minutes to begin.