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Industry Expertise

Med Spas & Cosmetic Practices

Insurance built for med spas and cosmetic practices. We arrange procedure liability, product exposure, and licensing-sensitive coverage for medical spas and aesthetic providers across California — placed through specialty markets that understand your work.

What this covers and why it matters

Coverage details vary by carrier and situation — a licensed advisor will walk you through exactly what applies to you.

Recommended coverage stack (educational)

Typical discussion points include professional liability, general liability, property/equipment, cyber, EPLI, workers' comp, and management and crime review as needed.

Key industry risk considerations

A licensed review will usually focus on procedure mix and supervision, device inventory and property, and marketing claims, reviews, and staffing model.

Coverages for this industry

The coverages most relevant to Med Spas & Cosmetic Practices, tiered by priority. Start a quote on any one, or have an advisor review the whole stack.

Core

Medical Malpractice Insurance

Medical malpractice for procedures and provider supervision.

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Core

General Liability Insurance

Patient or visitor injury on the premises.

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Recommended

Cyber Liability Insurance

PHI / HIPAA breach response.

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Core

Commercial Property Insurance

Devices, lasers, and clinical contents.

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Core Often required

Workers' Compensation Insurance

Required for your employees.

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Recommended

Product Liability Insurance

Product liability for injectables, devices, and cosmetic products.

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Recommended

Employment Practices Liability Insurance (EPLI)

Employment-practices claims.

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Situational

Abuse Molestation

Abuse / molestation and boundary-violation defense where relevant.

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Common Questions