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Industry Expertise

Dental Practices

Insurance built for dental practices. We arrange malpractice, equipment, business property, and employee coverage for dental offices and DSOs across California — placed through specialty markets that understand your work.

What this covers and why it matters

Coverage details vary by carrier and situation — a licensed advisor will walk you through exactly what applies to you.

Recommended coverage stack (educational)

Typical discussion points include professional liability / med-mal, property and equipment, and cyber, workers' comp, EPLI, crime, management liability as needed.

Key industry risk considerations

A licensed review will usually focus on procedure mix, sedation/extractions/implants, imaging/equipment, patient data and payment processing, and multiple dentists/hygienists and locations.

Coverages for this industry

The coverages most relevant to Dental Practices, tiered by priority. Start a quote on any one, or have an advisor review the whole stack.

Core

Medical Malpractice Insurance

Dental malpractice for treatment and clinical-negligence claims.

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Core

General Liability Insurance

Patient or visitor injury on the premises.

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Core

Commercial Property Insurance

Chairs, imaging, and other dental equipment and contents.

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Recommended

Cyber Liability Insurance

PHI / HIPAA breach response and notification costs.

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Core Often required

Workers' Compensation Insurance

Required for hygienists, assistants, and staff.

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Recommended

Employment Practices Liability Insurance (EPLI)

Employment claims — ADA notes this matters for larger practices.

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Situational

Crime / Fidelity Insurance

Employee theft and billing fraud.

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Common Questions