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Industry Expertise

Behavioral Health Practices

Insurance built for behavioral health practices. We arrange professional liability, telehealth exposure, and patient-privacy risk for therapists, counselors, and behavioral health clinics across California — placed through specialty markets that understand your work.

Coverage to Consider Schedule Consultation

What this covers and why it matters

Coverage details vary by carrier and situation — a licensed advisor will walk you through exactly what applies to you.

Recommended coverage stack (educational)

Typical discussion points include professional liability, cyber, EPLI, workers' comp, management liability, general liability, and property if operating offices or facilities.

Key industry risk considerations

A licensed review will usually focus on provider types, supervision, telehealth, recordkeeping, and crisis protocols, multiple locations and contractor/employee mix, and data privacy and remote-work controls.

Coverages for this industry

The coverages most relevant to Behavioral Health Practices, tiered by priority. Start a quote on any one, or have an advisor review the whole stack.

Core

Medical Malpractice Insurance

Professional liability for therapy and treatment claims.

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Core

General Liability Insurance

Patient or visitor injury on the premises.

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Recommended

Cyber Liability Insurance

Breach response for highly sensitive records and telehealth.

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Core

Commercial Property Insurance

Office contents and equipment.

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Core Often required

Workers' Compensation Insurance

Required for your employees.

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Recommended

Employment Practices Liability Insurance (EPLI)

Employment-practices claims.

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Recommended

Abuse Molestation

Abuse / molestation and boundary-violation defense and liability.

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Situational

Professional Liability / E&O

Regulatory coverage for billing and licensing matters.

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Have an advisor review the whole stack →

Common Questions